News and Commentary

Managing Interest Rate Risk with Bond Ladders By Todd A. Moll, CFP®, CFA

Posted on June 25, 2024 by Todd Moll

Bonds are an important component of diversified portfolios because they offer investors predictable returns and reliable cash flow without the volatility of the public equity markets. However, this is not to say that bonds are not subject to risks. They are, especially in times of rising interest rates. The good news is you can mitigate […]

Relatable Finance Podcast Episode 149: Common Misconceptions about Gifting and Related Taxes

Posted on June 24, 2024 by

In this episode, the relatable finance guys tackle a topic that often confuses many: gifting and the taxes associated with it. They review what counts as gifting and debunk some of its biggest myths. Our goal is to make sure you walk away with a clear understanding of the financial and tax ramifications of gifting, […]

IRS Assures Taxpayers of Higher Estate and Gift Tax Exclusions Through 2025 By Eric P. Zeitlin

Posted on June 20, 2024 by Eric Zeitlin

In 2019, the IRS reassured ultra-high-net-worth families that any gifts they make between 2018 and 2025 to remove assets from their taxable estates under the generous but temporary provisions of the Tax Cuts and Jobs Act (TCJA) would not lose those tax benefits when the estate-tax lifetime-exclusion reverts to its pre-TCJA level in 2026. The […]

Provenance Wealth Advisors Ranked As Accounting Today’s Top Firms by AUM Wealth Magnets

Posted on June 13, 2024

FT. LAUDERDALE, FL, June 10, 2024 – Provenance Wealth Advisors, an affiliate of Berkowitz Pollack Brant Advisors + CPAs Accountants, has been recognized on Accounting Today’s annual Wealth Magnets list. The Wealth Magnets list ranks investment advisory firms affiliated with CPA firms by assets under advisement. Provenance Wealth Advisors had $3.88 billion in assets under […]

Should you Contribute to a Traditional 401(k) or a Roth 401(k)? By Olga Ismail

Posted on June 12, 2024 by Olga Ismail

Like many estate-planning decisions, whether it is best to invest in a traditional 401(k) retirement savings plan or a Roth 401(k) comes down to taxes. More specifically, does it make more sense for you to pay taxes on your withdrawals in the future or on the contributions you make today? Weighing these options requires a […]

Relatable Finance Podcast Episode 148: From Start Up to Going Public

Posted on June 10, 2024 by

In today’s episode, “From Start-Up to Going Public,” the relatable finance guys explore the dynamic journey of businesses transforming from small start-ups to major players on the stock exchange. Join in as they delve into the different stages that can help a company grow and achieve this remarkable milestone. While not all paths are identical, […]

Mega Backdoor Roths Can Turbo-Charge Retirement Savings By Sean Deviney, CFP®*

Posted on June 06, 2024 by Sean Deviney

Individuals looking to boost their retirement savings beyond the traditional limits of workplace 401(k) and 403(b) plans may be able to do so with a mega backdoor Roth. This strategy may provide a workaround to the income and contribution limits of Roth IRAs while allowing high-net-worth individuals to benefit from tax-free distributions in retirement. For […]

Relatable Finance Podcast Episode 147: The Ever-Increasing National Debt

Posted on May 27, 2024 by

In this episode, relatable finance guys discuss something that affects every American: the United States national debt. Listen as they discuss where the national debt currently stands, explore the factors that have contributed to its rise, and consider the potential impacts on our economy and everyday lives.

Why your Insurance Policies Need Regular Check-Ups By Scott Montgomery

Posted on May 22, 2024 by Scott Montgomery

Just as annual medical check-ups help you maintain proper health, regular insurance plan reviews can provide invaluable benefits. Evaluating current insurance policies once a year or every two years can help to ensure your policies keep up with your changing circumstances and may even result in re-rated and reduced premiums. Too often, individuals purchase insurance […]

Relatable Finance Podcast Episode 146: Upcoming Federal Reserve Policy Decisions

Posted on May 13, 2024

Dive into the complexities of the Federal Reserve’s delicate balancing act with the South Florida Relatable Finance guys. Despite expectations of interest rate cuts, the resilient economy and the approaching presidential election add layers of complexity to the Fed’s decisions, as they do not want to be viewed as impacting elections. Join us as we […]

Employer-Sponsored Retirement Plans Face Reporting, Audit Criteria Changes this Year By Olga Ismail

Posted on May 08, 2024 by Olga Ismail

In 2023, the U.S. Department of Labor, Internal Revenue Service and Pension Benefit Guaranty Corporation issued final changes to how retirement plan sponsors must annually report critical information about their employee benefit plans under the Secure Act that was passed into law in 2021. These updates apply to employers’ annual reporting obligations for the 2023 […]

Penalties and Exceptions to Early Withdrawals from Individual Retirement Accounts By Ryan Whiteman

Posted on May 06, 2024 by Ryan Whiteman

There are times when you may find yourself short on cash to cover necessary and often significant expenses, such as unexpected medical bills and home repairs, or helping a child pay for graduate school or the purchase of a new home. While it may be tempting to tap into your retirement savings, it is important […]

Potential Tax Efficiency through Private Placement Life Insurance By Eric P. Zeitlin

Posted on May 02, 2024 by Eric Zeitlin

The threat of tax increases and a reduction to the federal estate tax exemption is something high-net-worth families must consider when planning for wealth preservation. One strategy investors and family offices are increasingly relying on to prepare for an eventual shift in tax policy is private placement life insurance (PPLI). The traditional goal of life […]

Prepare for Financial and Medical Issues Before Your Child Heads to College By Scott Montgomery

Posted on April 23, 2024 by Scott Montgomery

Congratulations! Your child has been accepted into college and will potentially move out of your family home in the next few months. During this time of excitement and, perhaps, sadness, don’t forget that the law no longer recognizes you as your child’s legal guardian. Unless you prepare in advance, you may not even have a […]

Relatable Finance Podcast Episode 145: Options to Take Advantage of Unexpected Money

Posted on April 22, 2024

The South Florida Relatable Finance Guys discuss unexpected money and how to make the most of it. From defensive strategies like bolstering your emergency fund and paying off debt, to bold moves like pursuing your dreams or launching your own business. Don’t miss out on valuable insights and practical tips. Listen now!

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